Short term

It’s not uncommon for couples to use a short-term personal loan to either finance a wedding, provide backup funds for unexpected expenses that may come up, or cover costs for the upcoming honeymoon.

The reason for this is that short-term loans could be an accessible option for covering significant expenses, including meaningful celebrations like weddings or family reunions. This also applies to borrowing for a vacation or a large purchase. Depending on your desired amount, eligibility, and other factors, personal loans may offer convenient financing that may be suited for various purposes.

At MONEYME Finance, we could help you find a loan through our tech-first service. Simply complete the short application form, and we’ll get right to helping you find a loan offer that’s suited to your needs. 

Our application process is swift, and we could connect you to an ideal loan or lender within minutes. We also strive to give everyone the opportunity to get a loan, whether they have no credit history or have an excellent credit score. Plus, you’re under no obligation to accept any loan offers we present to you.

So why wait? Explore the possibilities with MONEYME today.

Whether or not a short-term loan requires a co-signer largely depends on the type of loan you’re applying for, the lender’s policies, and your financial circumstances.

A co-signer is one way of securing a loan against default. Instead of offering an asset to secure the loan (also known as collateral), a co-signer instead agrees to be legally responsible for the loan in case the primary borrower fails to pay it back. A co-signer is a reasonably common requirement for certain loan types, like a substantial installment loan or a mortgage.

However, not all loans have this requirement. Loans without collateral are called unsecured loans, and many short-term online loans fall under this category. 

With our technology-led service, we could help you find a loan offer that does not require a co-signer or collateral. At MONEYME, we aim to make finding loans straightforward and accessible for all sorts of borrowers.

A limited credit history could feel like a challenge when you’re trying to apply for quick loans since so many have a minimum credit score requirement. The good news is that there are loans available for individuals with limited credit histories, with certain factors to consider.

Let’s say you’re looking for a student loan, but you don’t have a credit history yet. Some lenders specialize in offering loans to individuals with limited credit histories or less-than-ideal credit scores. 

Unsecured loans may also accept applicants with limited credit histories. Because this type of loan does not require security on the loan, lenders may offer these loans in consideration of other factors, such as the presence of a co-signer or guarantor. Unsecured loans, if you are approved for them and manage them responsibly, are also one possible way of improving your credit score.

At MONEYME, we could help you connect with a lender within minutes through a simple and convenient online application process. If your application is approved and you accept the loan offer we present to you, we’ll then direct you to the lender to finalize your loan application. Depending on the lender, you could even receive the funds quickly.

So don’t let a limited credit history limit your financial options. Give MONEYME a try today.