Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

Get a quick and easy cash loan today

There will always be times when some extra money ‘today’ would really come in handy. Maybe you need cash today for that purchase you just can’t wait for or to score an awesome deal. Or, perhaps you have an unexpected expense and don’t want to compromise your lifestyle.

We give you access to cash today fast. Our online platform will connect you to a lender for the amount you are after, you can choose from $1,000 up to $15,000 – giving you the cash you need, when you need it. Their websites are optimised so that you are able to apply anytime and anywhere.

Start your application now

Applying for your loan has never been easier. In the new digital age our partners won’t ask for paperwork. They use the latest technology, so their team of loan consultants will be able to approve your loan today. They want to support you so that you can enjoy yourself.

Most successful applications are people currently employed. The companies we deal with are committed to responsible lending practices, and make sure you can make the repayments without putting you in a difficult situation to service the loan. Individuals who are currently serving on active duty in the U.S. military may find it difficult to qualify.

Repayment schedules can vary from lender to lender, so be comfortable with when you need to pay them. We are committed to excellence so contact us if you are unsure.

Fast approval process

Once your online application is submitted, our platform will begin processing your request. Depending on the responsiveness of your bank, you could receive cash today or within hours after being approved. For online applications submitted outside business hours, there will be a slightly longer processing time.

Frequently Asked Questions (FAQ)

How do cash advances work?

A cash advance is a type of short-term loan that you pay back within a short period. It could also be an installment loan that you pay back in increments within a set schedule. This type of loan could be practical for bridging cash gaps for unexpected expenses or when your budget comes up short.

One disadvantage of applying for cash loans with traditional lenders or banks is that the process could typically take several days or weeks. Not with MONEYME Finance’s help, though; we’re committed to making your search for a loan offer quick and easy for you through our online service.

To apply for a loan through MONEYME, fill out a short online application form, and our tech-led service will get to work on finding a lending partner immediately.

If your application is eligible and you accept the loan offer we present, you’ll be directed to the lender to complete the loan application process. Our presented offers are obligation-free, meaning that you’re not obligated to accept the loan offer if it doesn’t align with your needs.

With MONEYME, you’ll experience a streamlined application process and rapid response times, saving you from the usual hassles associated with traditional lending. You can trust us to be your partner in finding a quick approval loan when you need it most.

Is there a limit to how many times I can apply for this type of loan?

When it comes to lending, applying for multiple loans is often subject to responsible lending practices. At MONEYME, we uphold these principles and always aim to guide our customers through responsible financial decisions.

Generally speaking, there isn’t a strict limit on how many times you can apply for a cash advance or small personal loan, but it’s still important to understand that each application could impact your credit score.

Lenders may consider the number of loans you’ve applied for when assessing your loan application. They may also view multiple applications made within a short period negatively, which could limit your chances of being approved for future loans. 

For example, if you’re approved today for a loan and you apply for another one next week, lenders may think you are in financial distress and see you as a higher risk. 

We encourage you to consider your financial situation and ability to repay before applying for multiple loans. Part of responsible borrowing is being aware of your financial obligations, planning for repayments, and understanding the terms of your loan. This is especially important if you’re applying for a quick student loan, as you’ll have the opportunity to build good credit early.

MONEYME provides a swift, straightforward approach to finding and applying for a loan online while also enabling you to make well-informed decisions about your loan options. Let us help you make good choices when it comes to applying for loans online.

Can I apply for a cash advance if I already have existing loans?

At MONEYME, we understand that unexpected circumstances may sometimes demand an emergency loan, even when you already have existing loans. While it is technically possible to apply for a cash advance in this scenario, it’s important to understand what this might mean for your financial obligations.

Every loan application is typically assessed based on many factors, such as your capacity to repay and whether you have any current or ongoing loans. Lenders review these factors to ensure that an additional loan will not overburden you financially. If you’re currently managing multiple loans, taking on another may increase your risk of falling into a cycle of debt.

Our advice is always to evaluate your existing financial commitments before considering an additional loan. We also recommend seeking professional financial advice on how to manage multiple loans if your current situation is affecting your financial stability. 

We believe in responsible borrowing, and we’re here to help guide you toward making informed financial decisions, whether you’re looking for a cash advance, a renovation loan, or another type of loan.

At MONEYME, we’re not just making loan searching easier; we’re helping you progress through your financial journey responsibly.

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you