Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps



Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history
customers

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very
seriously

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if
approved)

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

Loan Eligibility

Getting a cash advance through MoneyMe can be an easy process. Making yourself more eligible for a loan can be easy as well, provided you are doing the right things. Our online platform provides you a responsible money lender who provides cash advances to people who can comfortably make the loan repayments. Part of our responsible lending service is to ensure that you are able to make repayments – we want you to avoid any unnecessary stress of repayments! You can learn more about how to improve your eligibility for a cash advance on this page.

While we cannot provide individual advice about each financial product, here are some general points that may help you improve your loan eligibility.

Most people who have been approved for cash advances:

  1. Have a steady track record of employment

  2. A checking accounts showing regular sources of income

  3. Any monthly expenses are covered by sources of income

  4. A regularly increasing check account balance

  5. Do not have a history of risky spending habits such as gambling

For those who do not meet all these criteria, there are other steps you can take to improve your eligibility:

  1. Reduce the amount of funds you wish to borrow

  2. Seek extra sources of income if possible

  3. Cut back on unnecessary expenses, such as entertainment

  4. Cease risky spending habits such as gambling


By demonstrating that you have a strong financial track record and that you will be able to comfortably make loan repayments, you will improve your eligibility for a cash advance. We are committed to providing eligible lenders with access to quick cash when they need it. Apply now!

Frequently Asked Questions (FAQ)

Are there any specific documents that can improve loan eligibility?

You might be looking for an installment loan to help you out with a large expense, like a household appliance. Perhaps you need an unsecured loan just to cover some unexpected expenses. Well, here’s what you can do to improve eligibility for a loan. 

Generally, to improve eligibility for a personal loan, it’s helpful to show some documents that prove you have a steady income because this shows that you can comfortably make repayments. These documents could be payslips from your full-time job. For business owners, you can typically provide proof of consistent revenue from your enterprise.

At MONEYME Finance, we could help make the process of finding a loan offer fast and easy. The minimum requirements vary by lender but typically include: at least 18 years old, having a valid checking or savings account with direct deposit, and having a minimum regular income of $1,000 per month.

To get started, fill out the short online application, and we’ll try to find a loan offer based on your provided details. If successful, we’ll present you with a loan offer on the spot. If you decide to proceed with the offer, we’ll refer you to the lender so they can finalize and accept your application.


What salary do I need to be eligible for a loan?

Whether it’s for small loans or big loans, lenders have their own requirements. But typically, to improve eligibility, you need to regularly earn $1,000 or more a month.

We offer a quick and straightforward way to find a loan offer. With an easy-to-navigate online application process, we can connect you to a lender in minutes. And remember, there’s no obligation to accept the lender’s offer, so you maintain control at all times.

Our mission at MONEYME is to help make the process of finding a loan quick and convenient for a wide range of borrowers, so you don’t have to keep looking for cash loans online. Whether you’re in the market for a loan for home improvements because you want to replace outdated furniture or because you want to go on an overdue vacation, you can use our service to look for the loan you need.


Do lenders consider any non-financial factors when evaluating loan applications?

While financial factors like credit history and income are significant, there are other considerations to improve eligibility as well.

In particular, our partners review factors such as age, residency, and status of military service. To be eligible for the loans that our partners provide, you need to be 18 years old or older. You also need to be a current resident of the USA with a valid checking or savings account with direct deposit.

Additionally, while we honor and respect our military, regulations prevent us from serving regular or reserve members of the Air Force, Army, Coast Guard, Marine Corps, or Navy on active duty under a call or order of less than 30 days. The same limitation applies to dependents of such personnel.

At MONEYME, we are dedicated to making the loan process simple and efficient. We aim to help you in your financial journey by serving as a reliable and practical service to find the loan you need. With a short online application and a streamlined process, the money you need to finance your goals and dreams could be within reach.

We’re all about making the process of finding loans simple and convenient, so you’re in control of your financial future.

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you