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How Much Can I Borrow?

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How much do you need?

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Why choose MoneyMe?

Simple and hassle-free

We take the stress out
of finding a loan

Fast form

It takes minutes to apply,
with a quick outcome

Absolutely convenient

There's no paperwork
or lengthly forms

We get it, and you

A new generation of credit
for millennials, by millennials

How Much Can I Borrow?

Asking the question “How much can I borrow?” is the first step when considering taking out a loan. It’s important to assess your financial situation carefully before taking out a loan, to ensure you can comfortably repay the loan without any issues down the track.

Use our website to see how much you can borrow

To assess your capacity to take out a personal loan, calculate all your monthly expenses, including other debt repayments. Then compare this with all your monthly income. The gap between the two will indicate your capacity to borrow money. The larger the gap, the greater the likelihood your loan application will be approved.

How to determine your Borrowing Capacity?

Applicants should consider a range of factors when determining their likely eligibility for a loan. Factors such as employment, level of outstanding debts, and your credit history will all be relevant.

When you apply for an unsecured loan through other lenders, they may consider the use of the loan and whether you have dependents. If you have a good track record of responsible spending habits, you’re more likely to get approved. The amount you are able to borrow is related to how much you are able to repay.

How do I start?

Start the process right now by selecting the amount you wish to borrow and enter some basic information you will be able to submit your application. You are able to select any amount on our application form and we will take it from there to determine the maximum loan you will be able to repay. Simply click “Apply Now” to enter your personal details and we will begin processing your application as a top priority, to determine how much can you borrow.

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