Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

What are cash loans?

Cash loans involve sums of money borrowed and repaid in instalments over an agreed period of time. Normally a cash loan ranges in between $1,000 to $15,000. MoneyMe will point you to a great lender for the amount you need.

How can I get access to a cash loan?

MoneyMe is an online platform, networking trusted lenders directly to you; giving you access to cash quickly. You can apply for amounts up to $15,000, enjoy flexible repayment terms, and have your loan application submitted fast. Applying through MoneyMe’s online platform is faster than going through the traditional banks with no paperwork.

How do I access a cash loan?

You can obtain a cash loan quickly and easily:

  1. Select your loan amount

  2. Enter your full name, your email and your date of birth

  3. Complete the transfer details for your check account

  4. Let us know about your employment status

  5. MoneyMe will connect you with your loan provider where you will complete an application for your cash loan

How can we help?

MoneyMe has a range of partners that can give you access to short-term loans. These can be accessed conveniently, at whatever time and place works for you. Our simple to use system will connect you with the right lending partner to enable you to get your cash requirements faster than traditional banking and other funds providers.

Get rid of paperwork. We don’t believe in paperwork. We make the application process super easy by keeping it all online.


MoneyMe and our lending partners believe in responsible lending. All our partners offer competitive rates and have a fast approval process. Just as we make cash lending easy, we also make repayments super simple. Our partners offer to schedule your repayments in line with your payday, to make it easy to keep on top of all your repayments.

Fast money is our thing

The traditional banks will require borrowers to submit document after document, including pay slips and all your banking history. MoneyMe and our partners want to give you access to cash fast. Your personal details are all we need to start you application process. All our systems offer you complete confidentiality.

Frequently Asked Questions (FAQ)

Are online cash loans a good source of immediate funding?

At MONEYME Finance, we recognize the urgent needs that drive individuals to seek out immediate funding, and we’re dedicated to simplifying this traditionally complex process. 

Online cash loans, with their swift processing and convenient access, can indeed be a reliable source of quick funding. Whether it’s an unexpected emergency or a substantial expense, a quick loan from one of our lenders can offer a financial lifeline without the traditional hassle associated with bank loans.

By leveraging the power of technology, we’ve transformed the loan application into an easy, user-friendly experience. Say goodbye to tedious paperwork and long waits. With us, you can apply for an unsecured loan online, right from the comfort of your home, at any time of the day. 

We guide you through a straightforward application process, and with our expansive network of lending partners, we could connect you to a suitable lender in minutes. Rest assured, we cater to a wide array of financial profiles, including those with less-than-perfect credit scores. Let us be your trusted partner on your financial journey.

What key features should I look for in an online cash lender?

Choosing an online cash lender can feel overwhelming, but at MONEYME Finance, we’re here to help you navigate this path.

Firstly, you’d want to ensure that the lender can offer the loan amount you need. Transparency and security are paramount. The lender should be forthcoming about interest rates, fees, and other charges, and have robust data protection measures in place. At MONEYME, we believe in clear communication, ensuring you’re well-informed about all aspects of your cash loan.

Pay attention to repayment terms. Look for a repayment timeline that allows affordable, regular payments without causing undue financial stress. Moreover, funds should also be accessible quickly. Many lenders in our network can transfer funds as swiftly as the next business day post-approval.

Lastly, a good lender should be responsive to your queries, providing clear explanations about their offerings and procedures. If a lender evades your questions, it’s a signal to look elsewhere. 

We pride ourselves on our approachable and professional service here at MONEYME, and we could connect you to a trusted lending partner that suits you and your financial needs.

Do working students qualify for cash loans online?

At MONEYME Finance, we understand that the need for financial assistance doesn’t exclude working students. The good news is that yes, besides government-sponsored student loans, working students can also qualify for online cash loans. However, eligibility depends on the specific lender and their requirements.

A few basic criteria: applicants must be eighteen years old or older, regularly earn at least $1,000 per month, and currently live in the USA. Additionally, having a valid checking or savings account, preferably with direct deposit, is usually necessary.

However, keep in mind that each online lender might have its own unique requirements and processes for evaluating personal loan applications. Therefore, while being a working student is not a barrier, you still need to meet the individual lender’s prerequisites.

We at MONEYME take pride in our mission to simplify the loan-finding process for everyone, including working students. Our goal is to make it as easy as possible for you to access financing. Fill out our short online application, and we’ll do our best to connect you to a lender who can provide a fast loan that meets your needs.

Remember, we’re here to help you navigate your financial journey, ensuring a swift, hassle-free experience. 

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you