Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

Need money fast? Get a quick and easy cash loan today

There are those times in life when fast access to credit can come in handy - like for that purchase you just can’t wait for or to secure a great deal. Or perhaps you have an unexpected expense and don’t want to compromise your lifestyle.

You can easily apply online for a mini loan with MoneyMe’s trusted partners to get quick cash for whatever you need.

Our partners may allow you to structure your repayments so that they match with your pay cycles, and this can be set up easily with direct debit options from your personal bank account. Ask them about it and it saves you the hassle to worry about repayments.

Applying for your mini loan online is so simple

Designed to be fast and secure, with the latest updates and technology, our systems don’t require all that extra paper work so there’s no wasted time. Simply provide us with your personal details and we can start processing your loan application immediately. To be eligible for a mini loan, you just need to be over 18 years of age, employed and an American resident.

Fast approval for cash loans

After you’ve applied, you will receive a response from us fairly quickly, where we will recommend an appropriate loan provider for you. The next step will be to complete your application with your money lender. When that is approved your funds will be deposited into your check account faster than any bank. Keep in mind approval and deposit times can vary depending on your bank. This could be delayed should your loan application be received outside of normal trading hours.

Don’t wait, you can start your 3-minute mini-loan application now and you’ll be ready to go.

Frequently Asked Questions (FAQ)

What are mini loans best used for?

Whether you’re an artist working on a large passion project or just someone with an unexpected expense, mini loans could provide the boost you need to move forward with your goals. 

If you’re a passionate traveler eager to explore a new destination or someone who envisions a home renovation to create your ideal living space, we at MONEYME Finance could help you find a suitable loan option. 

At MONEYME, we offer a service that helps you quickly find loans online. Our goal is to make it easy for you to find a suitable personal loan option without hassle, so you don’t have to waste time looking up ‘cash advance loans’ online anymore. 

It’s simple to use – you could do it on your computer or phone, wherever and whenever you want. Plus, you could get a decision on your loan application in just minutes! 

Can I have more than one mini loan active?

When it comes to the possibility of having multiple mini loans active at the same time, the answer could vary depending on the lender’s unique terms. Traditional banks are usually strict about this matter, whereas online lending platforms often display more flexibility. This means you might be able to have more than one mini quick loan if the lender allows for it and if you’re an eligible borrower. 

Here at MONEYME, we get that even with the convenience of online mini loans, manually sifting through countless loan options could still be overwhelming. But with advanced technology, you don’t have to waste time searching for short-term loans by yourself anymore.

Just fill out the short application form with the amount you need, your personal information, contact details, and income. We’ll then try to find a loan provider that suits your needs. 

If we succeed, we’ll show you the loan offer we found in real time. We will never oblige you to accept a loan offer, but if you wish to move forward, we will connect you with the lender so they can finalize and accept your application. 

Are mini loans a good financing option for people with zero or low credit?

Whether mini loans are a good choice for you depends on your unique circumstances. Sometimes, people with less-than-perfect credit scores hesitate to apply for a loan like an installment loan or student loan because they worry they won’t qualify. But guess what? Even if your credit score is low, you could still apply for mini loans as long as you meet the lender’s requirements.

Note that lenders have different lending criteria. But usually, being at least eighteen, having a valid checking or savings account with direct deposit, and earning a minimum monthly income of $1,000 will make you qualified to apply for a loan.

At MONEYME, we extend a warm welcome to individuals with credit scores that are less than perfect, just as much as those with stellar credit histories. If we discover a loan offer that fits you and the application process flows seamlessly, you could expect the funds to be deposited into your bank account as early as the next business day. 

With the convenient service we offer here at MONEYME, you don’t have to deal with the lengthy paperwork and time-consuming processes typically associated with traditional banks any longer. Our service provides eligible borrowers with a fast and straightforward way to find a loan offer – no more manually scouring online sources. 

Get started on finding mini loans for you today with us at MONEYME! 

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you