Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

Fast cash when you need a loan

No matter what you need cash for, MoneyMe can you help you find small loans of up to $15,000. MoneyMe partners with online loan providers – speeding up the approval process significantly. When you need a loan, MoneyMe’s partners will have your application approved and transferred right into your account faster than any bank. You won’t have long wait times or other hassles like you would compared to traditional lending. We’ll help you find the right loan; you can keep your finances healthy and stay on top of your finances.

MoneyMe's online platform is dedicated to helping you find quick cash when you need it, to help you pay any bills, or to spoil yourself.

In just 3 minutes, you can apply to borrow money, through us, we will direct you to your trusted money lender who you will complete a quick application with. Once you’ve been approved, the funds will be transferred into your account in no time! It’s that simple and that fast. Just note that, this can change depending on your bank and if your application is received outside of trading hours.

Easy repayments

When your loan application has been approved, you and your money lender can work out an appropriate repayment schedule that aligns with your pay cycle for convenience. Should you make your repayments on time, MoneyMe and our partners recognise good credit ratings. This means that next time you apply to borrow money, you may be able to borrow a greater amount.

Once your loan application is approved by your lender the money will be deposited into your nominated bank account. Should you be experiencing difficulties to repay your loan, don’t worry - simply get in contact with your lender and they will be able to help you.

The beauty of using MoneyMe’s online platform is that we find a range of loans for different amounts, and the borrowing cost to you will vary, depending on your term, amount and loan rating.

Frequently Asked Questions (FAQ)

Are online lenders a good option if I need a loan urgently?

Need a loan? Online loans could be an option for you if you’re looking to get a little financial support. If you have an unexpected expense or need to make a significant purchase, they could be a practical and convenient solution.

Usually, traditional loans come with their fair share of challenges. Think stacks of paperwork and lengthy processes, not to mention the frustratingly long wait for your loan to be approved. All of these could discourage first-time borrowers from taking the plunge and applying for personal loans. Compared to this, online loans are more accessible and convenient, and they could be the answer to these challenges.

By using our service at MONEYME Finance, finding short term loans could be faster and easier without the usual hurdles associated with traditional banks. 

We’ve committed ourselves to making it easy to provide assistance to those who need a loan. The first step is to fill out the short online application. In a matter of minutes, we could connect you with a lender that matches your needs. 

Our service isn’t just fast; it’s also more inclusive. Our lenders could assist customers with a wide range of credit scores, whether they’re great, not-so-great, or somewhere in between, making extra cash accessible to more eligible borrowers.

If we’re able to find a loan provider based on the details you provide, you will receive a loan offer in real time. And remember, you’re under no obligation to accept the offer given to you if you change your mind. It’s completely up to you, and that’s what makes online loans so empowering for those who need a loan.

What information do online lenders require?

Our partners usually require basic information from applicants who need a loan. This includes your full name, age, occupation, registered address, and the like. You’ll need to provide photo proof of identification so lenders know you are who you say you are.

Another thing they’ll need is your bank account information, because if your loan is approved, this is where the funds will be distributed. This is also to make sure you are the owner of the bank account information you’ve provided, since funds cannot be deposited into a bank account owned by someone else.

In addition, lenders need information about your employment status and your monthly income. If you’re a business owner in need of a loan, you’ll need to provide documents showing that you own your business and are earning regularly from it.

To be eligible for the cash advance loans provided by our partners, you must be eighteen years old or older, currently reside in the US, and hold a valid checking or savings account with direct deposit. Different lenders have different requirements, though, so some lenders may require additional documentation.

Will I still qualify for a loan if I just started a new job?

There are several reasons you could need a loan if you’ve just started a new job. Perhaps you want to go back to school, so you’re thinking about getting a student loan. Maybe you just need a small amount to buy an appliance, but you don’t have collateral. Unsecured loans could be an option here. Or you may need a new laptop or tablet for the new job, so you want to apply for installment loans.

Starting a new job should not be a roadblock in your journey to secure a loan. At MONEYME Finance, we welcome you to try and utilize our service, even if you’re new in your position. As long as you fulfill the minimum requirements set by our partner lenders, you could stand a chance to receive a loan offer. 

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you