Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you


MoneyMe is a small, responsible finance platform offering short-term loans minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionize the way people access finance.

What are the benefits?

Gaining access to short term loans between $1,000-$15,000 can be a lifesaver! These give you cash when you need it most to meet your financial needs. Whatever your lifestyle may be, our panel of lenders are here to help. Our revolutionary new way of reviewing loan applications means you get an outcome fast, with a transparent and easy way to access the cash you need. We are committed to helping you to maintain your lifestyle – whatever it may be.

Offering an online application process also means it takes just a few minutes to complete a submission. Our lenders will then assess your circumstances and find a great offer for your current circumstances. Keep in mind that if you apply outside of business hours, it may take a little longer. But never as long as a bank.


We haven’t just simplified the process for obtaining short term loans, we’ve also set up repayments in a way that couldn’t be easier. Your repayments will be automatically direct debited from your account no need to worry about remembering to make a payment every time you get paid from your employer. If you won’t be able to make a repayment, you can always contact your loan provider to make appropriate arrangements.

Short term finance

The traditional banks still do things the old fashion way. Lots of paperwork, finding old bank statements and payslips. You could waste hours of your life, applying for a loan. Not with us, we use advanced technology to reduce turn-around time and get you cash fast.

Keep your lifestyle without compromises. So, check out how our easy online application process which is hassle-free.

Frequently Asked Questions (FAQ)

Can I use a short-term loan to pay for a wedding?

It’s not uncommon for couples to use a short-term personal loan to either finance a wedding, provide backup funds for unexpected expenses that may come up, or cover costs for the upcoming honeymoon.

The reason for this is that short-term loans could be an accessible option for covering significant expenses, including meaningful celebrations like weddings or family reunions. This also applies to borrowing for a vacation or a large purchase. Depending on your desired amount, eligibility, and other factors, personal loans may offer convenient financing that may be suited for various purposes.

At MONEYME Finance, we could help you find a loan through our tech-first service. Simply complete the short application form, and we’ll get right to helping you find a loan offer that’s suited to your needs. 

Our application process is swift, and we could connect you to an ideal loan or lender within minutes. We also strive to give everyone the opportunity to get a loan, whether they have no credit history or have an excellent credit score. Plus, you’re under no obligation to accept any loan offers we present to you.

So why wait? Explore the possibilities with MONEYME today.

Do short-term loans require a co-signer?

Whether or not a short-term loan requires a co-signer largely depends on the type of loan you’re applying for, the lender’s policies, and your financial circumstances.

A co-signer is one way of securing a loan against default. Instead of offering an asset to secure the loan (also known as collateral), a co-signer instead agrees to be legally responsible for the loan in case the primary borrower fails to pay it back. A co-signer is a reasonably common requirement for certain loan types, like a substantial installment loan or a mortgage.

However, not all loans have this requirement. Loans without collateral are called unsecured loans, and many short-term online loans fall under this category. 

With our technology-led service, we could help you find a loan offer that does not require a co-signer or collateral. At MONEYME, we aim to make finding loans straightforward and accessible for all sorts of borrowers.

Are these loans available for individuals with limited credit histories?

A limited credit history could feel like a challenge when you’re trying to apply for quick loans since so many have a minimum credit score requirement. The good news is that there are loans available for individuals with limited credit histories, with certain factors to consider.

Let’s say you’re looking for a student loan, but you don’t have a credit history yet. Some lenders specialize in offering loans to individuals with limited credit histories or less-than-ideal credit scores. 

Unsecured loans may also accept applicants with limited credit histories. Because this type of loan does not require security on the loan, lenders may offer these loans in consideration of other factors, such as the presence of a co-signer or guarantor. Unsecured loans, if you are approved for them and manage them responsibly, are also one possible way of improving your credit score.

At MONEYME, we could help you connect with a lender within minutes through a simple and convenient online application process. If your application is approved and you accept the loan offer we present to you, we’ll then direct you to the lender to finalize your loan application. Depending on the lender, you could even receive the funds quickly.

So don’t let a limited credit history limit your financial options. Give MONEYME a try today.

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you