Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

Who we are

We are a facilitator of small loan applications and a responsible finance provider offering credit minus the paperwork, long wait times, hidden fees and fine print. At MoneyMe, we aim to revolutionize the way people access personal finance.

Our service

Whenever you experience the need for some extra cash, starting at $1,000 we can help you get there. We provide what you need, when you need it.

Your online loan application takes just minutes. Once approved by our panel of lenders, your funds will be deposited straight to your check account. Applications submitted outside business hours may experience longer processing times.

MoneyMe will allow you to shop with confidence to ensure that any small purchase that you want to make is not outside your reach. Regardless if it’s a quick flight away of an item you just can’t live without, our panel of online lenders is available to help you get there.


MoneyMe has simplified the process for obtaining small personal loans. We have also made repayments much easier. Whatever amount you borrow, we will schedule repayments in line with your payday.

A small loan will allow you to get you through any irregular transactions that may arise between payday’s. This will allow you to have the comfort of not waiting to the next payday to have funds in your account.

The MoneyMe way

Our trusted partners use the latest technology to verify your financial history. They do not require that you submit large amounts of documentation, such as old payslips or bank statements in most cases. Our systems are fully secure and guarantee your confidentiality.

We strive to make your experience as simple as possible by ensuring an easy to use application process. This allows our customers the convenience of submitting an application in minutes not days, we are available anywhere, at any time.

Frequently Asked Questions (FAQ)

Can I use a small loan to fund home renovation projects?

Personal loans can be used to fund home renovation projects. These short-term loans are versatile and can be utilized for various expenses, including home improvements. You also generally have a wide range of lenders to compare and choose from because many lenders, both traditional and digital, are offering these loans.

Generally speaking, there are two types of small loans you could look into.

Secured loans require an asset (typically a vehicle or real estate property) to secure the loan, providing some assurance to the lender if you’re unable to pay back your loan. In these instances, the lender may then seize the asset security on the loan to recover their losses.

Unsecured personal loans, by comparison, don’t require collateral. Lenders may even offer this type of loan to individuals with less-than-stellar credit scores.

Lenders may also consider factors like your employment status, income, and debt-to-income ratio more thoroughly to gauge your creditworthiness for such loans.

At MONEYME Finance, we’re an online service that helps you find clear and practical solutions to a loan. Because we’re completely online, we can help you get connected with potential lenders quickly. Simply fill out a short application form and let our smart technology do the rest of the loan comparison work for you.

Whether you’re tackling home improvements or managing unexpected costs, our technology-driven service offers a convenient and trustworthy first step toward a loan solution suited to your needs. Your financial empowerment is our mission, and we at MONEYME stand by you every step of the way. 

Are small loans also available for students?

Generally speaking, students could have access to small online loans, whether it’s for educational expenses, accommodation, or living costs. As most students typically do not have strong credit scores, an installment loan may also be ideal for building credit.

But it’s important to note that students still have to meet the requirements to be able to get a small loan. Each lender has its own requirements, but the general criteria include being at least eighteen years old, having a valid checking or savings account with direct deposit, and having a regular income of at least $1,000 every month.

We understand the unique challenges students face in finding loans. That’s why we aim to simplify the process through our technology-led service. With MONEYME, you could narrow down your search for a loan offer to just a few minutes and a few clicks.

Is there a minimum credit score required for a small loan?

The minimum credit score required for a fast loan can vary widely between different lenders, as they typically evaluate credit scores as part of the loan approval process.

When it comes to personal loans, some lenders may focus on a minimum credit score, while others focus on overall financial health. While your credit score is undoubtedly important, it’s not always the main factor considered by lenders; your income, employment status, debt-to-income ratio, and other financial factors could also play a significant role.

This is why MONEYME’s online service is open to a wide range of borrowers, from those with excellent credit scores to those without any credit histories (like students) and everyone in between. We understand that your credit score is not always the complete picture of your financial situation, and we’re committed to helping you connect to lenders who may be open to helping customers with varied credit histories. 

Whether you’re looking for a student loan, a home renovation loan, or some other type of loan, we at MONEYME have made it our mission to make your search as simple as possible.

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you