Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

What is an unsecured loan?

An unsecured loan is where money borrowed from a lender that is not guaranteed against a securitised asset. This is compared to secured loans, where a house or car needs to used as a guarantee against possible default. MoneyMe’s finance options are available entirely online. This means you can get up to $15,000 fast, with no paperwork or queuing.

How are unsecured loans different from secured loans?

Any loan backed by collateral, such as a house or motor vehicle, is a secured loan. If the borrower is unable to repay the loan, the lender may repossess the asset to cover the costs of the loan. If a loan is unsecured, no asset is put up as security for the loan, so no assets can be repossessed. MoneyMe only offers unsecured credit.

How can I apply for an unsecured finance?

  1. Simply complete the online application section on our website, enter the amount you wish to borrow and the repayment time.

  2. Enter your personal details, including income and email address.

  3. Your application will be processed fast and, depending on your bank, you can receive your cash in record time.

Easy Applications

MoneyMe is the place for you to obtain fast finance. Our simple loan application process takes minutes to complete and offers you an easy and transparent way to get cash.

Life is full of challenges, and there may be times when you need access to cash right now. With MoneyMe, you can get unsecured loans quickly and easily. Our safe and hassle-free way to secure the cash you need, when you need it, has never been easier. Wait times have been slashed.

Get quick access to your unsecured personal loan

Once you complete your online application, we will begin processing it the same day. For approved loans, your funds will be quickly deposited to your nominated check account. The speed that your funds will be deposited may vary depending on your bank. Applications submitted outside business hours may experience longer processing times. You can use your funds for almost anything, including setting up a small business. Our online lenders schedule all repayments in line with your payday for added convenience.

Small loans made easy

MoneyMe believes in making borrowing funds easy. We will not require you sending us lots of paperwork such as old bank statements or payslips in most cases. Using the latest technology, we will be able to access your financial history in a safe and secure way. Your confidential information is kept strictly private. All we need are your basic personal details to begin your application.

Frequently Asked Questions (FAQ)

What are the advantages of getting an unsecured loan online compared to bank loans?

Unsecured loans are personal loans that don’t require an asset as collateral. The flexibility of unsecured loans is ideal when you want to apply for a quick loan but don’t have or want to include any assets as part of your application.

Unsecured personal loans are also a commonly offered loan type among online lenders, and at MONEYME Finance, we’re more than happy to help you find a suitable one.

To find a loan with our help, just complete the short application form and hit submit. We will try to find a loan offer based on the details you provide. If we’re successful, we’ll present you with a loan offer in real time. This offer is obligation-free, meaning you’re not obligated to accept it if it doesn’t quite meet your expectations.

At MONEYME Finance, we’re all about convenience and speed. Our technology-led service simplifies both the search and the application process, making it possible to find a suitable loan anywhere, anytime, and with just a few clicks.

Can I get an unsecured loan if I am self-employed?

You could potentially be approved for an unsecured fast loan as a self-employed individual.

With that said, being self-employed does present some unique considerations for lenders. Lenders typically need to verify your source of income and ability to pay back your loans. Income requirements also vary from lender to lender, with some lenders choosing not to explicitly disclose the details of such requirements. 

For self-employed individuals, lenders may ask for other documentation, like recent tax returns or bank deposits, as evidence of income. At MONEYME Finance, we strive to connect you with a lender that understands these unique circumstances.

Our service is a fast and easy way to find an online loan offer. With just a few clicks, we could potentially help you connect with the loan or lender you’ve been looking for.

What should I consider before applying for an unsecured loan online?

Before applying for unsecured loans, student loans, or renovation loans, take a moment to consider these factors. Your financial health will thank you for it.

You should have a solid understanding of your current finances. This includes your credit score, income, and existing debts. These factors could influence your eligibility and the interest rates or loan terms offered to you.

Evaluate the loan amount and payment terms. Only borrow an amount that you can comfortably pay back to avoid financial strain down the line. It’s also good practice to read through the terms and conditions of your loan offer so that you’re aware of what you and your lender expect from each other if your application is approved.

Next, check if you have the documents that may be requested. Most lenders will ask for government-issued identification, such as a driver’s license, passport, or birth certificate. This application requirement doubles as a security measure against identity theft. 

Lastly, don’t hesitate to seek help in finding a lender for unsecured loans. This helps make the process quick and convenient. 

Our online service could connect you with a lender, helping you find a loan offer that suits you without the usual back-and-forth often involved with traditional lenders or banks. Just fill out the short online application to get started, and we could help you find a suitable solution swiftly.

At MONEYME Finance, we aim to make the search for unsecured loans smooth and easy for you. Submit an application today!

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you