Trusted by over 170,000 customers across the USA

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Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

What is a renovation loan?

A renovation loan is a loan that you can use to finance that home renovation you’ve always wanted or for a major repair for your property. MoneyMe puts you in contact with the right money lender for your renovation loan. The application only takes 3 minutes to apply for, once approved we’ll put you in touch with your lender where you will complete a quick application for the actual loan. Applications are reviewed within minutes, and cash is transferred to your account fast.

Time to renovate

Is it time to create your dream home? Get quick access to that much needed cash.

Using a renovation loan is one of the quickest and easiest ways to start the process, with low rates and flexible repayment options to suit your circumstances. Whether it’s to give your place the make-over you’ve always wanted to do, or to treat yourself with a new kitchen, deck or fireplace, or even to give it a new look before you sell, it’s all now within your grasp with our easy loan service.

Finance for home improvements

Considering whether to renovate sounds exciting, but the finance side of it all can make it quite stressful. We will relieve that stress and anxiety by finding you quick loans and process your applications at speeds the banks can only dream of. Furthermore, we find great loan providers for you. All you have to do is wait to be approved by your lender and watch the money get transferred into your account.

Unsecured loans mean that you can go ahead with those added touches like a marble splashback and premium finishes, and you will be ready to buy those marble benchtops and that electric cooktop immediately.

What are you waiting for?

Apply today through MoneyMe and a renovation loan could be approved by your new lender in minutes. Depending on your bank, and application you could have the money in your account by the end of the day.

Our easy application process is designed to be simple and secure, and can be completed online at your own convenience. Collecting old bank papers and statements won’t be necessary due to our quick and easy online platform that provides us all the information we need.

Don’t let a lack of funds hold you back. Get your nose into those blueprints and start designing the dream home you’ve always wanted today.

Frequently Asked Questions (FAQ)

What types of renovations can be financed with a renovation loan?

Renovation loans can be a very useful tool for you, offering the opportunity to transform your home from modest to majestic. 

You might be considering minor updates such as a fresh coat of paint, new flooring, fixture upgrades, or other necessary repairs. These seemingly small changes can dramatically enhance your home’s aesthetic appeal and functionality. No improvement is too minor to consider, and with our help, you could potentially finance these updates through a smaller personal loan.

As your ambitions grow, so can your loan. You could have it all: a complete kitchen or bathroom overhaul, a fully finished basement, or perhaps even an extra room to accommodate your expanding lifestyle. These are substantial investments, and that’s why larger loans are structured to help you make your dream renovation a reality.

At MONEYME Finance, we’re dedicated to providing a simplified, hassle-free fast loan process. There’s no need to look for same day loans online anymore. We invite you to fill out a short online application and let us guide you towards a personalized financial solution that caters to your needs. In just a matter of minutes, we can assist you by connecting you with a lender. Once approved, your lender can transfer the funds in as little as one business day.

Can I use a renovation loan to purchase and renovate a fixer-upper property?

Renovation loans can indeed be used to both purchase and renovate an existing property.

Transforming a fixer-upper property into your dream home is an exciting prospect, but it often requires substantial financial resources. 

Fixer upper loans cater to homeowners eager to breathe new life into a property in need of a little TLC. They allow you to secure the financing needed not only to purchase the property but also to undertake the necessary renovations, all within the same loan package. It’s an all-in-one solution that brings your dream home within reach.

We at MONEYME Finance are here to simplify the complex lending process, providing a clear path to navigate your financial needs. With all of the online loans offered by our lenders, we make sure you have a thorough understanding of these kinds of loans to empower you in your financial decisions and ensure that we could connect you with a lender that suits your needs.

How much can I borrow for home renovations?

The amount you can borrow for home renovation loans can vary, depending on several factors like the scope of your planned project, your financial circumstances, and the specific lender in question.

We understand that your financial situation is unique. This is why lenders will evaluate your borrowing potential based on factors such as your credit history, your debt-to-income ratio, your consistent payment behavior, and your overall financial capabilities. These elements contribute significantly to lenders’ assessments of your creditworthiness and ultimately influence the loan amount you may be eligible for.

The extent of your home renovations also plays a role in the borrowing equation. Each lender may have distinctive policies and criteria determining the loan size suitable for home renovations. These could range from minor upgrades to full-scale transformations, each requiring different financial considerations.

At MONEYME Finance, our approach prioritizes your convenience, ensuring you don’t need to grapple with excessive paperwork or prolonged waiting periods. With our short online application, we aim to help you quickly discover a financial solution tailored to your circumstances. We stand as a testament to the idea that finding and obtaining financing, from installment loans to debt consolidation loans, doesn’t have to be a daunting task.

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you