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An unsecured personal loan is a loan that doesn’t require security such as property or a car to get the loan. The lender instead provides the loan based on a borrower’s ability to repay. MoneyMe will help you find online loan providers that can loan you cash from $1,000 to 15,000.
Finance providers assess eligibility via the following:
You are of age
You are employed and receiving regular income
You are an American resident
You have a good credit history
Note: MoneyMe may deem your application eligible, but criteria and requirements will vary from lender to lender. MoneyMe will always aim to connect you with the right money lender for you.
MoneyMe is an easy and quick solution to finding an unsecured personal loan if you ever find yourself in an unexpected situation. In order to get your application approved quickly we just need some personal information and we will connect you with a lender within minutes. The lender will then process your unsecured personal loan where once approved the money is sent straight to your nominated account.
When these kinds of unexpected situations occur, it can be stressful, and the last thing you want to be dealing with when trying to get some extra cash is to be filling out long forms and waiting for days for a loan approval.
Our convenient and fast application process solves all of this for you. MoneyMe’s online platform is there to help you through the tricky times, apply through us and an unsecured loan could be approved and in your account by the end of the day. Transfer times vary across different banks, so wait times will depend on your bank.
We pride ourselves on introducing simplicity and security to our application process, by making it available to you online at your convenience. It only takes a few minutes and you can access it from anywhere - all you need is an internet connection.
Once approved, your much-needed funds will be in your account faster than any traditional bank loan, depending on your bank.
When browsing financial options such as fast loans, you’re likely to encounter two main types—secured and unsecured personal loans. The key difference between them lies in collateral. Secured loans are linked to an asset or property—like a home or a vehicle—while unsecured personal loans aren’t tied to any collateral.
The good news is that instead of going through lengthy paperwork and long waiting times, online loans now allow you to access both secured and unsecured loan options with more flexibility. But even with the convenience online loans offer, we at MONEYME Finance understand how overwhelming it could be to sift through all the options manually to single out one that suits your needs.
We’re here to simplify the process of finding the right loan. Our service helps you find a suitable loan offer within just a few minutes, and you could also receive a decision on your application quickly.
At MONEYME, we understand that the need for unsecured personal loans could arise from various circumstances. For example, you might need an unsecured loan to manage a major life event, such as a wedding or a significant family celebration.
The answer to your question, “Do I need proof of employment for unsecured personal loans?” often depends on the specific lender’s requirements. Some lenders may need proof of employment to ensure your capability to repay the loan, while others may focus on your overall creditworthiness. It’s important to understand the specific rules set by each lender before you take out a loan.
Although each lender operates within its own distinct framework of rules, a few common standards generally apply across the board. First off, you should be at least eighteen years old and have an active checking or savings account with direct deposit. It’s also usually a requirement that you earn a monthly income of no less than $1,000.
You can typically use unsecured personal loans for various purposes, including big-ticket purchases, as they could be useful in breaking down the cost into more manageable repayments.
Before taking out a loan—regardless of your purpose for getting one—it’s wise to assess your financial situation, budget, and ability to repay the loan on time. It’s also helpful to ensure that you understand all the terms and conditions of the loan and consider alternatives, if applicable, first.
At MONEYME, we could help you find a suitable personal loan so you don’t have to painstakingly sift through countless loan alternatives by yourself. If you’re eligible for a loan and wish to apply, start by providing us with your details. Type in how much money you need and your personal details into the short application form. Then, provide us with your contact information and details of your income.
Once we’ve got all the info you’ve given us, we will try to find a suitable loan offer right away. If we successfully find you a loan, we’ll let you know ASAP, so you can start making your plans a reality.
We won’t oblige you to accept the offer we present you, but if you want to proceed, we will refer you to the lender so they could finalize and accept your application. If all goes well, it’s possible to receive the funds in your bank account as soon as the next business day.
No need to endlessly browse through unsecured personal loan options anymore now that you know how MONEYME could help you find the right loan. Get started with MONEYME today!
Be 18 years of age or older
Regularly earning $1,000+ per month
Currently living in USA
Have a valid checking or savings account
with direct deposit
You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer
We’ll connect you to a lender that suits you