Trusted by over 170,000 customers across the USA

Find a great loan in 3 simple steps

Why use MONEYME Finance Finder?

Free service

Our service is completely free
with no obligation to accept the
lender’s offer

All credit types

We have lenders that can help both
good and bad credit history

Access many lenders

We check many lenders to try to
find one that suits you

Safe and secure

We take protecting your data very

Real-time loan offer

You’ll receive a loan offer from a
lender within seconds of
submitting an application (if

Quick transfer of funds

Many lenders will be able to
transfer funds in as little as 1
business day

Find a loan in minutes

We’ll connect you to a lender that suits you

What is an unsecured personal loan?

An unsecured personal loan is a loan that doesn’t require security such as property or a car to get the loan. The lender instead provides the loan based on a borrower’s ability to repay. MoneyMe will help you find online loan providers that can loan you cash from $1,000 to 15,000.

Can I get an unsecured personal loan?

Finance providers assess eligibility via the following:

  1. You are of age

  2. You are employed and receiving regular income

  3. You are an American resident

  4. You have a good credit history

Note: MoneyMe may deem your application eligible, but criteria and requirements will vary from lender to lender. MoneyMe will always aim to connect you with the right money lender for you.

Unsecured Personal Loans

MoneyMe is an easy and quick solution to finding an unsecured personal loan if you ever find yourself in an unexpected situation. In order to get your application approved quickly we just need some personal information and we will connect you with a lender within minutes. The lender will then process your unsecured personal loan where once approved the money is sent straight to your nominated account.

Low-Hassle Lending

When these kinds of unexpected situations occur, it can be stressful, and the last thing you want to be dealing with when trying to get some extra cash is to be filling out long forms and waiting for days for a loan approval.

Our convenient and fast application process solves all of this for you. MoneyMe’s online platform is there to help you through the tricky times, apply through us and an unsecured loan could be approved and in your account by the end of the day. Transfer times vary across different banks, so wait times will depend on your bank.

How The Loan Works

We pride ourselves on introducing simplicity and security to our application process, by making it available to you online at your convenience. It only takes a few minutes and you can access it from anywhere - all you need is an internet connection.

Once approved, your much-needed funds will be in your account faster than any traditional bank loan, depending on your bank.

Frequently Asked Questions (FAQ)

How does an unsecured loan differ from a secured loan?

When browsing financial options such as fast loans, you’re likely to encounter two main types—secured and unsecured personal loans. The key difference between them lies in collateral. Secured loans are linked to an asset or property—like a home or a vehicle—while unsecured personal loans aren’t tied to any collateral. 

This is important information to know whether you’re in search of a quick loan, a short-term loan, or an installment loan

The good news is that instead of going through lengthy paperwork and long waiting times, online loans now allow you to access both secured and unsecured loan options with more flexibility. But even with the convenience online loans offer, we at MONEYME Finance understand how overwhelming it could be to sift through all the options manually to single out one that suits your needs. 

We’re here to simplify the process of finding the right loan. Our service helps you find a suitable loan offer within just a few minutes, and you could also receive a decision on your application quickly. 

Do I need proof of employment for an unsecured loan?

At MONEYME, we understand that the need for unsecured personal loans could arise from various circumstances. For example, you might need an unsecured loan to manage a major life event, such as a wedding or a significant family celebration. 

The answer to your question, “Do I need proof of employment for unsecured personal loans?” often depends on the specific lender’s requirements. Some lenders may need proof of employment to ensure your capability to repay the loan, while others may focus on your overall creditworthiness. It’s important to understand the specific rules set by each lender before you take out a loan.

Although each lender operates within its own distinct framework of rules, a few common standards generally apply across the board. First off, you should be at least eighteen years old and have an active checking or savings account with direct deposit. It’s also usually a requirement that you earn a monthly income of no less than $1,000. 

Can I use unsecured personal loans to make big-ticket purchases?

You can typically use unsecured personal loans for various purposes, including big-ticket purchases, as they could be useful in breaking down the cost into more manageable repayments. 

Before taking out a loan—regardless of your purpose for getting one—it’s wise to assess your financial situation, budget, and ability to repay the loan on time. It’s also helpful to ensure that you understand all the terms and conditions of the loan and consider alternatives, if applicable, first. 

At MONEYME, we could help you find a suitable personal loan so you don’t have to painstakingly sift through countless loan alternatives by yourself. If you’re eligible for a loan and wish to apply, start by providing us with your details. Type in how much money you need and your personal details into the short application form. Then, provide us with your contact information and details of your income. 

Once we’ve got all the info you’ve given us, we will try to find a suitable loan offer right away. If we successfully find you a loan, we’ll let you know ASAP, so you can start making your plans a reality. 

We won’t oblige you to accept the offer we present you, but if you want to proceed, we will refer you to the lender so they could finalize and accept your application. If all goes well, it’s possible to receive the funds in your bank account as soon as the next business day. 

No need to endlessly browse through unsecured personal loan options anymore now that you know how MONEYME could help you find the right loan. Get started with MONEYME today! 

Types of loans

Eligibility criteria

Be 18 years of age or older

Regularly earning $1,000+ per month

Currently living in USA

Have a valid checking or savings account
with direct deposit

You cannot be a regular or reserve member of the Air Force, Army, Coast Guard, Marine Corps or Navy (or be a dependent of someone who is,) serving on active duty under a call or order that does not specify a period of 30 days or fewer

Find a loan in minutes

We’ll connect you to a lender that suits you